It happens that the bank changes the company credit card name. As an example the recent change by Caise Populaire Desjardins from Visa Platinum to Visa Gold created a big chank of work for me. I had to go to the recurring transactions that are using the credit card one by one and edit the card. I did not add a new card, just changed the name of the present card because the bank decided to eliminate the Platinum cards and transferred all transactions to the new card. Why the Sage is not asking the question to use the new card name or change to cash? It is already detecting that the card name was changed, and for reconciliation purposes it is the same account.